A house that helps keep
payment under $2,500

Live Upstairs, Rent Downstairs
Affordable, Beautiful, Comfortable.

Calculate My Payment Tour the Model Home

What would you actually pay?

Drag the sliders to see your monthly cost after rental income.

Mortgage (principal, interest & MIP)*$3,705
Rental income from your ADU– $1,500
Your monthly cost (after rent)$2,205
How I Qualify

*Estimate only — not a loan offer. Excludes taxes & insurance. ADU rent is not guaranteed; actual payment and qualification vary by lender, credit, and rates.

200+ Utah families housed 4.8 owner rating As seen on TV
As featured on KUTV 2NewsR5's built-in ADU homes help pay your mortgage
Engineered for IncomeHow R5 homes work
The same budget, two very different outcomes

See the math in ten seconds.

A typical new home gives you an empty basement. An R5 home gives you a legally rentable apartment (ADU), a mother-in-law suite, or both in some models — to help with generational family living and cover a big chunk of your payment.

Typical New Home

Mortgage (principal, interest & MIP)$3,705
Rental income$0
Net monthly cost (after rent)$3,705

An R5 Home

Mortgage (principal, interest & MIP)$3,705
Rental income– $1,500
Net monthly cost (after rent)$2,205
How I qualify

Find yourself in these numbers.

Lenders can count your future ADU rent toward your income — so the home you qualify for may be bigger than you expected.

$90kHOUSEHOLD INCOME
  • Home up to $589k
  • Est. ADU rent $1,500/mo
  • Net payment (after rent) ~$2,205/mo
$105kHOUSEHOLD INCOME
  • Home up to $645k
  • Est. ADU rent $1,800/mo
  • Net payment (after rent) ~$2,257/mo
$120kHOUSEHOLD INCOME
  • Home up to $669k
  • Est. ADU rent $2,000/mo
  • Net payment (after rent) ~$2,208/mo

Examples only — actual qualification depends on credit, rates and lender guidelines. R5 to confirm figures.

In plain English

What you actually get.

A home that helps pay its own mortgage

A finished, rentable living space built right in — not an empty basement without income used only for storage.

Two or more private spaces under one roof

Separate entrance, kitchen, parking and its own HVAC — independent air flow and temperature control — so family can live close without living on top of each other.

More buying power

Lenders count a large portion of your future rental income, so you may qualify for more home than you expected.

Income without the headaches

Our property-management team can handle tenants, repairs and rent — so the home works for you.

Why this can't just be added to any house

Engineered from day one — not a converted basement.

The rental suite is designed into the home from the first blueprint. That's what makes it private, quiet and built to last.

Separate HVAC — independent air flow & temp control Acoustic engineering Separate entrance for owner & tenant Optional property management Two tenant parking spots Basement and main 9-foot ceilings & big windows Two homes or one home — your choice Designed-in, not retrofit New start to completion in 4 months
Feature R5 Homes Traditional Homes
Finished rental suite ✓ —
Built-in mortgage offset ✓ —
Separate HVAC — air flow & temp control ✓ —
Private entrance & dedicated parking ✓ —
Acoustic soundproofing ✓ —
Designed for multi-gen living ✓ —
Our built-in ADU homes

Nine homes, each with income built in.

Every R5 plan includes a private FLEX-ADU suite with its own entrance — see the full specs and your real net monthly cost after rent for each.

The Bonsai home 3,050 sq ft The Bonsai

An efficient home to grow with family and enjoy great ADU income

3,050 sq ft 6 bed 4 bath 2 story
FLEX-ADU: 2-bed apartment · 9′ ceilings · private tenant yard
Starting at$589,000
Est. ADU rent$1,500/mo
Est. net payment (after rent)$2,205/mo
The Silk home 3,500 sq ft The Silk

Engineered with both ADU and In-Law suite to meet family and affordability comfort

3,500 sq ft 8 bed 5 bath 2 story
FLEX-ADU: 3-bed basement apartment · separate entrance
Starting at$639,000
Est. ADU rent$1,700/mo
Est. net payment (after rent)$2,319/mo
The Cottonwood home 3,330 sq ft The Cottonwood

Impressive, beautiful open entry to make memories and own a roomy ADU

3,330 sq ft 6 bed 3.5 bath 2 story
FLEX-ADU: 2-bed basement apartment · 9′ ceilings · private yard
Starting at$639,000
Est. ADU rent$1,600/mo
Est. net payment (after rent)$2,419/mo
The Juniper home 3,100 sq ft The Juniper

No more stairs—just pure rambler comfort with spacious ADU to please

3,100 sq ft 6 bed 4 bath 1 story
FLEX-ADU: 2–3-bed basement apartment · 9′ ceilings
Starting at$635,000
Est. ADU rent$1,700/mo
Est. net payment (after rent)$2,294/mo
The Magnolia home 3,500 sq ft The Magnolia

Keep the kids upstairs, skip the stairs and get paid by your ADU

3,500 sq ft 7 bed 4 bath 2 story
FLEX-ADU: 3-bed basement apartment · 9′ ceilings · master on main
Starting at$649,000
Est. ADU rent$1,700/mo
Est. net payment (after rent)$2,382/mo
The Olive home 4,145 sq ft The Olive

An elegant design, very high ceilings, amazing entry with an ADU and In-Law suite

4,145 sq ft 9 bed 5 bath 2 story
FLEX-ADU: 3-bed basement apartment · separate entrance
Starting at$669,000
Est. ADU rent$1,800/mo
Est. net payment (after rent)$2,408/mo
The Maple home 4,140 sq ft The Maple

A luxury high ceiling beauty with an In-Law suite on the upper floor and ADU and guest suite in the basement

4,140 sq ft 7 bed 4 bath 2 story
FLEX-ADU: rental suite below + In-Law suite on main
Starting at$675,000
Est. ADU rent$1,700/mo
Est. net payment (after rent)$2,546/mo
The Cherry home 4,900 sq ft The Cherry

An impressive, beautiful, luxury rambler with both an ADU and In-Law suite

4,900 sq ft 8 bed 5 bath 1 story
FLEX-ADU: two private 2-bed basement suites · 9′ ceilings
Starting at$749,000
Est. ADU rent$1,500/mo
Est. net payment (after rent)$3,211/mo
The Cedar home 5,048 sq ft The Cedar

A luxury plan with impressive 10’ ceilings to stun your guests while offering two private suites for ADU and In-Law living

5,048 sq ft 9 bed 5 bath 2 story
FLEX-ADU: 3-bed basement apartment · separate entrance
Starting at$779,000
Est. ADU rent$1,800/mo
Est. net payment (after rent)$3,100/mo

Prices and estimated rent may vary based on options, upgrades and the current market.

Where you'll live

Our communities.

R5 builds in established Utah County neighborhoods — close to parks, schools, recreation, and mountain views.

Pacific Springs community Eagle Mountain

Pacific Springs

Pacific Springs sits beside Cory Wride Park in Eagle Mountain, offering close access to schools, shopping, and recreation in a community designed for everyday living.

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Park Estates community Spanish Fork

Park Estates

Park Estates in Spanish Fork blends mountain views, nearby recreation, and unique ADU designs for flexible living at the base of the Wasatch.

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Lone Tree community Eagle Mountain

Lone Tree

Lone Tree in Eagle Mountain offers serene living surrounded by open spaces, mountain views, and nearby nature trails.

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The Ranches community Eagle Mountain

The Ranches

Ranches Estates by R5 Homes in Eagle Mountain offers mountain views, golf course living, and a relaxed lifestyle at the base of the Wasatch Range.

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Real R5 owners

Don't take our word for it.

Good questions

Frequently asked questions.

Everything buyers ask about R5 Flex-ADU homes.

What is an ADU?
An Accessory Dwelling Unit (a rentable apartment fully approved by the city), is a fully independent living space built into a single-family home, with its own entrance, kitchen, bathroom, laundry, and HVAC. That means privacy for whoever lives there — tenants, family members, or even you in the future.
What types of ADUs are there?
  • Detached: a separate small house built in the backyard.
  • Attached: built onto the side of a home with its own entrance.
  • Interior (like an R5 Flex-ADU): a lower-level suite with private access, designed from the start for independence.
What's a built-in ADU?
An ADU designed into the home's original floorplan, not added later. It isn't a "finished basement" — it's purpose-built with a separate entrance, full kitchen and laundry, dedicated HVAC, and soundproofing, so it works as a fully independent space while the main home keeps its single-family feel.
What makes an R5 Flex-ADU different?
Most builders treat ADUs as an optional upgrade. R5 builds them as a financial and lifestyle strategy: a rental-income guarantee during construction (to help with lender qualification), privacy-first design with soundproofing and separate systems, flexible use for tenants or family, and seamless curb appeal — our homes look like single-family residences, not duplexes.
How does an ADU make a mortgage more affordable?
Rental income reduces your effective out-of-pocket cost. For example: a total mortgage of $4,200/mo minus $1,800/mo in ADU rent leaves a net of about $2,400/mo — roughly the same as many Utah County apartments, except you're building equity instead of renting.
Will the lender count the ADU income toward my qualification?
Often, yes. Because R5 guarantees ADU rent during construction, lenders may count that rental income toward your mortgage qualification. Every lender is different, so confirm with your loan officer.
Is the ADU private?
Yes. Each Flex-ADU has a private entrance, dedicated HVAC (no shared air or cooking smells), soundproof construction, and a separate kitchen and laundry — so it feels like its own home, not roommates sharing space.
What happens if my tenants move out?
Get a new one! There are many people that would love to live in an ADU.
Can I Airbnb my Flex-ADU?
Yes. Subject to local city rules and regulations. With no HOA restrictions, you can use your ADU for short-term rentals like Airbnb or VRBO, or keep it as a long-term rental.
How does this compare to buying a townhome?
Townhomes can look more affordable upfront, but single-family homes typically appreciate faster. With a Flex-ADU you also gain rental income, no HOA dues, and more flexibility — so your potential return can be higher than a townhome's, since you benefit from both appreciation and rent. A house with an ADU costs you less per month than a comparable townhome because of rent.
Is there an HOA?
No. R5 Homes are built without HOA restrictions or dues, so you keep control of your home, yard, and ADU.
Who are Flex-ADUs designed for?
  • Newlyweds swapping rent for equity
  • Single parents looking for stability and affordability
  • Retirees downsizing but staying near family
  • Families planning for adult kids or aging parents
  • Anyone priced out who still wants single-family living
What kind of tenants rent ADUs?
  • Young couples priced out of the market
  • Retirees wanting to be near family
  • Students or young professionals who want independence without roommates
  • Traveling nurses or temporary workers seeking short-term housing
What if I don't want tenants?
No problem. Many owners use their ADU for family members, guests, or even a private business suite. The ADU simply gives you options.
How do Flex-ADUs help families?
They provide independence under one roof. Parents and adult kids can live together but separately, aging parents can stay close without sacrificing privacy, and families can support each other financially while keeping their own space.
What's the resale value of a Flex-ADU?
Homes with ADUs can have higher resale demand because they appeal to a broader range of buyers — families, retirees, and investors — which may make them more attractive than standard homes.
Where are R5 Homes being built?
Currently, primarily in Utah County — Eagle Mountain, Saratoga Springs, and nearby communities — where rental demand, family-friendly amenities, and growth potential are strong.
What if interest rates drop in the future?
You can refinance. Since the ADU helps lower your effective payment, many owners are better positioned to refinance into a lower monthly cost when rates fall.
Can I customize my Flex-ADU?
Yes. Buyers can choose finishes, layouts, and upgrades while keeping the essential ADU features — separate entrance, kitchen, HVAC, and soundproofing — that make it work.
Is this only for investors?
No. Most R5 buyers are families, single parents, or retirees looking for affordability and flexibility. Investors see the value too, but the model is designed first for everyday homeowners.
What's the biggest misconception about ADUs?
That they're just "finished basements." An R5 Flex-ADU is a purpose-built, fully independent living unit designed for privacy, rental income, and long-term flexibility.

Disclaimer: R5 Homes does not provide legal, financial, or tax advice. All examples are for illustration only and may not reflect every buyer's situation. Mortgage qualification depends on lender guidelines, credit, income, and other factors. Rental income is not assured and depends on tenant demand and lease terms. Consult licensed mortgage, real estate, tax, or legal professionals before making decisions.

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