We know buying a home is one of the biggest financial decisions you’ll ever make. Our goal is to answer every question you might have about R5 Flex-ADUs—so you can clearly see why this model offers a smarter path to homeownership in Utah County.
What is an ADU?
An ADU (Accessory Dwelling Unit) is a fully independent living space built into a single-family home. It includes its own entrance, kitchen, bathroom, laundry, and HVAC system. That means privacy for whoever lives there—whether tenants, family members, or even you in the future.
What types of ADUs exist?
Detached ADU: A separate small house built in the backyard.
Attached ADU: Built onto the side of a home with its own entrance.
Interior ADU (like an R5 Flex-ADU): A lower-level suite with private access, designed from the start for independence.
What’s a Built-in ADU?
A Built-in ADU is an accessory dwelling unit designed into the home’s original floorplan, not added later. That’s what makes an R5 Flex-ADU different. It isn’t a “finished basement” or a makeshift rental. It’s purpose-built with a separate entrance, full kitchen and laundry, dedicated HVAC, and soundproofing between units. This allows the ADU to function as a completely independent living space while the main home retains its single-family feel.
What makes an R5 Flex-ADU different from other builders’ ADUs?
Most builders treat ADUs as an optional upgrade. R5 builds them as a financial and lifestyle strategy. That means rental income guarantee during construction (to help with lender qualification), privacy-first design with soundproofing and separate systems, flexible use for tenants, family, or personal needs, and seamless curb appeal—our homes look like single-family residences, not duplexes.
How does an ADU help make a mortgage more affordable?
Rental income can reduce your effective out-of-pocket cost. For example:
Total mortgage: $4,200/month
ADU rent: $1,800/month
Your net payment: $2,400/month
That’s roughly the same as many Utah County apartments—but instead of renting, you’re building equity in a home.
Will the lender count the ADU income toward my loan qualification?
Often yes. Because R5 guarantees ADU rent during construction, lenders may count that rental income toward your mortgage qualification. Every lender is different, so buyers should confirm with their loan officer.
Is the ADU private?
Yes. Each Flex-ADU is built with a private entrance, dedicated HVAC (no air or cooking smells shared), soundproof construction, and separate kitchen and laundry. This setup makes the ADU feel like its own home, not like roommates sharing space.
What happens if my tenants move out?
ADUs are typically in high demand because they provide private, affordable housing in desirable areas. Many owners find new tenants quickly. You can also use the ADU for family, guests, or as a private office until you’re ready to rent again.
Can I Airbnb my Flex-ADU?
Yes. With no HOA restrictions, you have the flexibility to use your ADU for short-term rentals like Airbnb or VRBO, or keep it as a long-term rental.
How does this compare to buying a townhome?
While townhomes may look more affordable upfront, single-family homes typically appreciate faster. With a Flex-ADU, you also gain rental income, no HOA dues, and greater flexibility. Your potential internal rate of return (IRR) on a Flex-ADU may be higher than on a townhome, because you benefit from both appreciation and rental income.
Is there an HOA?
No. R5 Homes are built without HOA restrictions or dues. That means you keep control of your home, yard, and ADU.
Who are Flex-ADUs designed for?
Newlyweds swapping rent for equity
Single parents looking for stability and affordability
Retirees downsizing but staying near family
Families planning for adult kids or aging parents
Anyone priced out of the market who still wants single-family living
What kind of tenants rent ADUs?
Young couples priced out of the market
Retirees wanting to be near family
College students or young professionals who want independence without roommates
Traveling nurses or temporary workers seeking short-term housing
What if I don’t want tenants?
No problem. Many owners use their ADUs for family members, guests, or even as a private business suite. The ADU simply gives you options.
How do Flex-ADUs help families?
They provide independence under one roof. Parents and adult kids can live together but separately. Aging parents can be close without sacrificing privacy. Families can support each other financially while still having their own space.
What’s the resale value of a Flex-ADU?
Homes with ADUs potentially have higher resale demand because they appeal to a broader range of buyers, including families, retirees, and investors. That may make them more attractive compared to standard homes.
Where are R5 Homes being built?
Currently, R5 builds primarily in Utah County (Eagle Mountain, Saratoga Springs, and nearby communities). These areas offer strong rental demand, family-friendly amenities, and growth potential.
What if interest rates drop in the future?
You can refinance. Since the ADU helps lower your effective payment, many owners may be better positioned to refinance into a lower monthly cost when rates fall.
Can I customize my Flex-ADU?
Yes. Buyers can choose finishes, layouts, and upgrades while keeping the essential ADU features—separate entrance, kitchen, HVAC, and soundproofing—that make it work.
Is this only for investors?
No. Most R5 buyers are families, single parents, or retirees looking for affordability and flexibility. Investors also see the value, but the model is designed first for everyday homeowners.
What’s the biggest misconception about ADUs?
That they’re just “finished basements.” An R5 Flex-ADU is a purpose-built, fully independent living unit designed for privacy, rental income, and long-term flexibility.
Disclaimer: R5 Homes does not provide legal, financial, or tax advice. All examples are for illustration purposes only and may not reflect every buyer’s situation. Mortgage qualification depends on lender guidelines, credit, income, and other factors. Past appreciation trends of single-family homes versus townhomes are based on historical averages and do not guarantee future results. Rental income is not assured and depends on tenant demand and lease terms. Buyers should consult licensed mortgage professionals, real estate agents, tax advisors, or attorneys before making decisions.
